Here’s How To Plan Your Retirement With These Useful Financial Tips and Tricks

Making the decision to retire is a big one. It’s not just about saying goodbye to your working life, but also figuring out how you’ll maintain your quality of life after you stop earning a regular paycheck. For many people, that means creating a retirement plan that includes figuring out how much money you’ll need to live comfortably and how you’ll generate that income. Here are a few financial tips and tricks to help you plan your retirement.

1. Invest in Gold

One of the best ways to ensure a comfortable retirement is to invest in gold. Gold has outperformed stocks in the past, and it’s a much more stable investment than stock market investments. Plus, gold can be used as a hedge against inflation, which means your investment will hold its value better over time. If you want to consider a type of gold IRA investment, do your research to find a reputable gold IRA company. Additionally, you can invest in gold coins or bars as a way to diversify your investment portfolio. It’s important to remember that gold is a long-term investment, so don’t expect to see immediate results.

2. Consider a Reverse Mortgage

If you’re over the age of 62 and own your home, you may want to consider taking out a reverse mortgage. With a reverse mortgage, you can borrow against the equity in your home and receive monthly payments that can help supplement your retirement income. The best part about a reverse mortgage is that you don’t have to make any monthly payments, and the loan isn’t due until you sell your home or pass away.

Additionally, a reverse mortgage can give you some extra financial security by providing you with a line of credit that you can tap into in case of an emergency. This can be a great option for retirees who want to stay in their homes but need some extra income.

3. Make Use of Government Benefits

If you’re a senior citizen, you may be eligible for certain government benefits that can help you during retirement. For example, the Social Security Administration provides benefits for retirees, as well as for those who are disabled or have dependent children. Additionally, many states offer property tax breaks for seniors, and there may be other benefits available depending on your location and situation. Be sure to check with your local government offices to see what types of benefits you may be eligible for. This can be a great way to supplement your retirement income and stretch your budget further.

4. Invest in an Annuity

An annuity can be a great way to generate income during retirement. With an annuity, you make regular payments into the account, and then the annuity pays out a fixed amount of money each month. This can provide you with a steady stream of income that can help cover your living expenses during retirement. There are different types of annuities, so be sure to talk with a financial advisor to see if an annuity is right for you. It’s important to note that annuities are a long-term investment, so you shouldn’t expect to see immediate results.

5. Plan Your Healthcare Costs

One of the biggest expenses you’ll face during retirement is healthcare. It’s important to plan for this expense by researching your insurance options and estimating how much your healthcare costs will be. If you’re eligible for Medicare, be sure to sign up for Part A and Part B coverage. You may also want to consider a Medigap policy to help cover some of the out-of-pocket costs associated with Medicare.

Additionally, you may want to purchase a long-term care insurance policy to help cover the costs of nursing home care or in-home care. It’s important to shop around and compare rates before purchasing any type of insurance policy.

6. Downsize Your Home

One way to save money during retirement is to downsize your home. If you have a large home, you may want to consider selling it and moving into a smaller home or an apartment. This can help you reduce your monthly expenses, such as your mortgage payment, property taxes, and utility bills. Additionally, downsizing can also free up some extra cash that you can use to supplement your retirement income or pay for unexpected expenses.

It’s important to consider your needs and lifestyle before making the decision to downsize your home.

Retirement planning doesn’t have to be difficult. By following these financial tips and tricks, you can make the process a whole lot easier. Just remember to start early, do your research, and consult with a financial advisor to ensure that you’re on the right track. With a little planning and preparation, you can enjoy a comfortable retirement.

Pete Davidson Net Worth in 2022

Pete Davidson Net Worth in 2022

Pete Davidson is an SNL comedian also known for co-writing the semi-autobiographical 2020 film “King of Staten Island.” Although he’s a popular comedian, you might still be surprised at just quite how much money he is. Pete Davidson net worth in 2022 is approximately $8 million!

Who Is Pete Davidson?

Pete Davidson is a comedian also known for his writing and acting work. He was born in November 1993 in Staten Island, New Year. He started acting when he was in his late teens. In his early twenties, he joined the Saturday Night Live cast, where he’s been a regular member ever since. Since then he’s also performed on other television shows. And he co-wrote and acted in “The King of Staten Island.” Most of the Pete Davidson net worth in 2022 comes from these past eight or so years of comedy-acting work.

Pete Davidson’s Childhood

Pete Davidson was born in 1993 and has a younger sister. Sadly, when he was just seven years old, he lost his father. His father was a New York Firefighter who died during the 9/11 World Trade Center attacks. Wikipedia reports that Davidson struggled with the trauma of this experience a lot in his youth, to the point where he experienced trichtillomania as well as suicidal thoughts.

Pete Davidson’s Mental Health

At the age of 23, Pete Davidson was diagnosed with borderline personality disorder (BPD.) He’s been open about his condition, helping to raise awareness about it for others. In fact, he often mentions it in his comedy. He deals with depression on an ongoing basis and works steadily with a therapist. He’s quoted over on IMDB as saying,

“As some of you know, I was recently diagnosed with Borderline Personality Disorder, a form of depression. And depression is a disease that affects more than 16 million people in this country. And there is no like cure, per se. But like for anyone dealing with it there are treatments that can help. First of all, if you think you’re depressed, see a doctor and talk to them about medication and also be healthy. Eating right and exercise can make a huge difference.”

Pete Davidson’s Career

Davidson began acting in his teens. Wikipedia reports that he first tried comedy at a bowling alley as a teenager. He attended one semester of college before deciding he wanted to leave school to pursue acting and comedy instead. When he was in his late teens, he appeared in several different television shows in minor roles. IMDB lists the first of these as 2013’s appearance on “Brooklyn Nine-Nine.” He appeared on other TV series, some shorts, and in some movies.

His big break came when he was able to join SNL’s cast in 2014. Fun Fact: According to IMDB, he was the first SNL cast member that was born in the 1990s. Some comedians never get that break. Others join but don’t last long. He’s had an amazing run, continuing on the cast list still to this day. 2014 is also the year that according to The Success Bug, he had his first big comedy show at the Gotham comedy club in New York for a Comedy Central program.

When not working on SNL, he does stand-up comedy and appears on other television shows. For example, you might know him from his appearances on “The Jim Gaffigan Show” and “Jimmy Kimmel Live!” He did a nine-episode TV mini series in 2016 called “Give Converse with Pete Davidson.”

In 2020-2021, he played Phineas T. Phreakears on a ten episode TV series called “The Freak Brothers.” IMDB reports his 2022 credit as the voice of Marmaduke, “Good Mourning,” and an episode “Kids in the Hall.” They report that he’s in post-production of “Meet Cute,” and is currently filming “The Home,” both of which appear to be upcoming movies.

The King of Staten Island

In 2020, he co-wrote “The King of Staten Island.” He also starred in this somewhat-autobiographical movie. The movie has been a great success. He received Best Actor, Best Ensemble, and Best Screenplay honors at the International Competition at the CinEuphoria Awards. He was also nominated for awards from the Hollywood Critics Association and the People’s Choice Awards.

IMDB lists him with two additional writing credits, both TV stand-up  specials bearing his name, one in 2016 and another in 2020. The latter was released by Netflix.

Pete Davidson’s Personal Life

If you don’t follow comedy, then you might instead know Pete Davidson because he’s linked with some other big celebrities, namely Kim Kardashian and Ariana Grande. IMDB reports that in the past he also dated Carly Acquilino and Kate Beckinsale, among others.

Insider breaks down that he and Ariana Grande started dating in May 2018, in what many would call a rebound from their other relationships. The relationship burned hard and fast. Davidson immediately covered up a tattoo of his ex-girlfriend and got several tattoos dedicated to Grande. These reportedly included a cloud tattoo that she got a matching one of on their fingers. By early June, they’d announced that they were engaged. However, by October, they had split up.

The following year, according to Elle, Davidson met Kim Kardashian, then still married to Kanye West, at a party. In October 2021, Kardashian appeared on SNL, where the two shared an on-screen kiss. Although staged, it was the beginning of a romance. By the end of the year, they were dating, although they didn’t announce it until early 2022, making it Instagram official in March, shortly after which he met her children for the first time. The couple recent made their red carpet debut at the 2022 White House Correspondents Dinner.

Pete Davidson’s Net Worth in 2022

So, we’ve seen where Pete Davidson’s net worth in 2022 has come from. But what exactly is he worth? Reports, such as those from The Success Bug, put Pete Davidson’s net worth in 2022 at around $8 million. Celebrity Net Worth gives the same estimate. They say that he earns between $15,000 and $25,000 per episode. There are 21 episodes in a season. He’s not necessarily appearing on all of them, but he’s on the cast list, so he could earn as much as $500,000 per year from this job alone.

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Savannah Chrisley Net Worth

Savannah Chrisley Net Worth

Savannah Chrisley caught the world’s attention as a teenager when her family show, “Chrisley Knows Best,” began to air on reality tv. She went on to star in her own spinoff show with one of her brothers. She’s also acted elsewhere and works as a fashion blogger. What is Savannah Chrisley Net Worth?

Who is Savannah Chrisley?

Not too long ago we wrote about Todd Chrisley, the father and real estate mogul who is the subject of the reality TV series “Chrisley Knows Best.” As we mentioned there, he has three children, who, of course, have also been stars of the family show. Savannah Chrisley is his only daughter. She has two brothers, Chase and Grayson. She was 15 in 2014 when they began filming “Chrisley Knows Best.” Later, she ended up starring in a spinoff show with Chase. And she’s since gone on to leverage her reality television celebrity to add to the Savannah Chrisley net worth through social media. She works as a fashion blogger and has a beauty line called Sassy by Savannah.

Savannah Chrisley’s Childhood

The List has a great article about Savannah Chrisley’s growth over the years. The article explains that the middle child was born in Atlanta, Georgia, into a loving home where she was particularly close with her grandfather who sadly passed away she was 15. She loved horseback riding and her grandfather was always there to support her in that before he died. He died the same year that the family began to film “Chrisley Knows Best.” Savannah still rides horses, though, calling this her form of therapy.

Savannah on  “Chrisley Knows Best”

Savannah was 15 when the show began airing in 2014. Some children on reality TV family shows leave the show as they get older. We’ve seen that with Jill and Jessa Duggar as well as most of the “Little People, Big World” cast. However, The “Chrisley Knows Best” has been on the air for 7+ years, and Savannah’s still participating in filming. She’s also been part of special events such as 2021’s “Chrisley Knows Thanksgiving” TV movie special.

In those early days, Savannah was just a teenager trying to find herself. The List says that she struggled with the challenge of forming her identity while on camera. It forced her to grow up quickly, in ways both good and bad, according to the article. In the first season, she participated in beauty pageants, and she succeeded in winning the title of Miss Tennessee Teen USA 2015. The following year she made it to the semi-finals of the Miss Teen USA Pageant.

In terms of growing up quickly, 2017 was a big year for her. She went off to college, she was in a major car accident, and she launched her first business, a clothing line called Faith Over Fear. (Faith is her middle name.) She was only 19 at the time, and she debuted the clothing line on HSN.

Savannah on “Growing Up Chrisley”

In 2019, Chase and Savannah teamed up for their new spinoff show, “Growing Up Chrisley.” Todd has made his money in real estate and business. The premise of the spinoff show is that the siblings are going out into the world to show Dad that they can make it without his help.

Initially, they had three months to succeed, moving to LA for just a short time. Chase planned on getting into acting and Savannah wanted to work in cosmetics. The show has aired for three seasons so far. However, she didn’t stay in LA past that initial season, preferring her hometown of Nashville.

Savannah in Fashion and Cosmetics

The show helped Savannah grow her own endeavors as a fashion blogger and influencer and a cosmetics seller. She has about 2.4 million Instagram followers on her primary account. She mentions in the bio how to reach her for collars. Presumably, then, these days a decent amount of Savannah Chrisley net worth comes from working as an influencer.

This Instagram account also links to her cosmetics company’s account, Sassy By Savannah, which has almost 200K followers. Over on the company’s website, we learn that she offers “cruelty-free, vegan, paraben-free” make-up and skincare products.

Over the years, Savannah has continued to work in fashion, as a blogger and influencer as well as through launching her own lines. In 2019, she launched her second line (following the Faith Over Fear line.) This one was a successful collaboration with Rampage.

Savannah Chrisley Relationship History

Savannah was barely out of her teens when she got engaged to Nic Kerdiles, an NHL hockey player. The couple planned a long engagement, and they kept pushing it back. Then, they broke up. So, she has never been married. Recently, Nic has been dealing with a suicide attempt. Reports indicate that despite their breakup over a year and a half ago, Savannah was with him at the time that they called 911 to help him. She and her father have both been supportive of Nic in his recovery, sharing their social platforms with him as a place where he can have a voice to express himself about all of this.

What is Savanna Chrisley Net Worth?

As of August 2021, Life&Style reported Savannah Chrisley net worth at about half a million dollars. However, in November 2021, Distractify quoted her net worth at closer to a full million dollars. As of January 2021, a site called filmysiyappa reports that she earns about $100,000 per year and has a net worth of $1 million. Exact Net Worth says that as of early 2022, Savannah Chrisley net worth is $1.5 million. So, what is it? It’s always hard to tell with reality television stars since their money comes from show episodes at usually-undisclosed rates as well as from social media earnings. We’re going to guess based on all of the different sources that her net worth is likely around the $1 million mark.

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Tom Schwartz Net Worth

Tom Schwartz Net Worth

There are so many cast members of the “Real Housewives” franchise that it’s hard to keep up. However, there are a few mainstays that most people recognize. For example, Tom Schwartz is one of the main cast members of “Real Housewives of Beverly Hills” popular spinoff show “Vanderpump Rules.” What is Tom Schwartz Net Worth?

What Is Vanderpump Rules?

If you don’t follow all of the “Real Housewives” shows, then you might not know what we’re talking about. Lisa Vanderpump was one of the Beverly Hills show cast members. She has a Hollywood restaurant and bar called SUR. This drama at SUR is the subject of the television show “Vanderpump Rules.”

Who is Tom Schwartz?

“Vanderpump Rules” launched in 2013. Tom Schwartz appeared on the show as a recurring cast member from the very beginning. By Season 3, he was a main cast member of the show as a SUR bartender.

One of the main storylines of his character follows his relationship with fellow cast member Katie Maloney. Early on we see an episode where he admits to cheating on Katie. However, they work through it. In fact, they married in 2016. However, they have recently filed for divorce.

Another main storyline was when he left his role as a SUR bartender to open his own restaurant under Lisa’s tutelage. It opened in a 2019 episode.

Tom Schwartz on TV

He didn’t start out with a plan to be a reality TV star. Celebrity Net Worth explains that he began in other acting positions.  In 2011, he appeared in an episode of the TV show “True Blood.” In 2013, just before beginning work on “Vanderpump Rules,” he appeared in an episode of “Two and a Half Men.” That same year, he was in a documentary short called “2 Miles in 20 Minutes.”

However, once he began starring in “Vanderpump Rules,” his other television acting gigs seem to have fallen to the wayside. Although he seems to have stopped other forms of acting, he’s “acted” as himself in a variety of appearances over the years. According to IMDB, he’s been on “The Playboy Morning Show,” “Summer House,” “Celebrity Family Feud,” and “Watch What Happens Live With Andy Cohen,” among other appearances.

Tom Schwartz, Model

TV Over Mind points out that he started out as a model before he was an actor. (He also took some college classes in pre-medicine with a plan to become a doctor if television didn’t work out, but modeling and then acting took off.)

Tom Schwartz, Bartender

He worked as a bartender at SUR. Presumably, the restaurant workers earn money from the show in two or three ways. First, they must get paid for their jobs. Bartenders can make good money, especially at a popular Hollywood bar. So, although we don’t know what he earned as a bartender, he likely did well for himself.

Second, of course, they get paid for appearing on the show itself. Therefore, some of Tom Schwartz net worth must come from whatever he earned per episode on “Vanderpump Rules.”

And finally, of course, most reality TV stars become influencers and earn at least a portion of their money that way. He has over 280K Twitter followers and over 980K Instagram followers.

Tom Schwartz, Restaurant Owner

In 2019, the “Vanderpump Rules” cameras began to follow him in his new endeavor. Lisa mentors him as he and his best friend Tom Sandoval open a restaurant together called TomTom Bar. The grand opening of the restaurant aired on a February 2019 episode of “Vanderpump Rules.”

Again, Tom Schwartz net worth is likely intertwined here, with some of the money coming from the success of the restaurant itself and some coming from his television appearances about the bar. Moreover, they’re all linked. The bar would likely never be so successful if the show hadn’t followed him on that journey, right? And all of this further builds his social media presence in an endless loop of each thing supporting the growth of the other. For example, TomTom Bar’s Instagram has over 400K followers.

In a roundup of the highest-earning “Vanderpump Rules” cast members, Yahoo! reports that Tom Schwartz net worth “kyrocketed from $25,000 to $2 million after he opened TomTom.”

Toms’ Good Lovin’ Whiskey

Tom’s Instagram bio link takes us to Toms’ Good Lovin’ Whiskey. This appears to be small batch bourbon and rye whiskey for sale by the owners of the TomTom Bar. Presumably, then, Tom Schwartz net worth includes earnings from these sales.

Tom Schwartz, Poker Player

Schwartz is open about his love of gambling, specifically of playing poker. In 2018, he appeared on the “Poker Night Live” television show. He also plays roulette and craps even though poker is first love. Of course, we don’t know how much he’s won or lost playing poker over the years.

What Is Tom Schwartz Net Worth?

Tom Schwartz has been successful not just as a reality television actor but more importantly as a business owner. Celebrity Net Worth places Tom Schwartz Net Worth at about $4 million. TomTom Bar co-owner (“the other Tom”) is also valued at a net worth of $4 million and Yahoo! reports that comes primarily from the bar, not as much from “Vanderpump Rules” episodes. Therefore, we can assume it’s likely the same story for Tom Schwartz. The two are among the highest-paid members of the “Vanderpump Rules” cast, though, according to that article.

Tom Schwartz and Katie Maloney Divorce

Tom Schwartz married Katie Maloney in 2016. (They married on the “Vanderpump Rules” show and actually married again on the show in 2019 in a second Vegas ceremony.) So, they’ve been married for six years and were dating for another six years before that. However, in 2022, they’ve announced a difficult, but mostly amicable, divorce.

We don’t know at this time what the divorce settlement looks like. Therefore, we aren’t sure at this time whether Tom Schwartz net worth will be impacted in any way by the divorce. We do know that according to Celebrity Net Worth they purchased a home together in 2019 worth about $2 million.

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