
Are you planning to take out student loans soon? Be prepared to pay more for the privilege.
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Putting Celebrity Finance in the Spotlight


One of your first post-graduate lessons should be on the proper use of credit. Poor early decisions regarding credit can have adverse effects for years. Here comes some credit tips for college grads.
In the words of millennial money expert Stefanie O’Connell, “It’s really important for millennials to understand what a critical role credit plays in your life … it’s critical at every life phase.”
To begin your credit education, we offer these five tips.
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At least your hardships may not be as bad if you live in certain states.
RewardExpert, a site that helps users optimize credit and debit card reward programs, examined factors that affect residents with poor credit – such as typical expenses, usury laws to limit predatory lending, and the status of debt collectors – and how those factors vary in each state.
Where is bad credit more tolerable? Consumers with bad credit should avoid the coasts and stick to the Midwest – not surprising, given the typically high costs of living in coastal areas.
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This has resulted the settlement of Federal Trade Commission (FTC) charges that Western Union had not been doing enough to protect consumers from these scammers.
The FTC has tallied over 550,000 consumer complaints of fraudulent money transfers involving Western Union between January 2004 and August 2015.
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