Student Loan Interest Rates Rise — What Borrowers Need to Know

Student loan interest rates rise and here is what borrowers need to know.

Are you planning to take out student loans soon? Be prepared to pay more for the privilege.
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5 Credit Tips for Recent College Grads

5 Credit Tips for New College Grads
Congratulations to the class of 2018. We have a graduation present for you: five credit tips for recent college grads.

One of your first post-graduate lessons should be on the proper use of credit. Poor early decisions regarding credit can have adverse effects for years. Here comes some credit tips for college grads.

In the words of millennial money expert Stefanie O’Connell, “It’s really important for millennials to understand what a critical role credit plays in your life … it’s critical at every life phase.”

To begin your credit education, we offer these five tips.
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10 Best States to Live in with a Bad Credit Score

Where You Can Make the Best of a Bad Credit Situation

10 Best States To Live In With A Bad Credit Score

It’s no fun having a bad credit score. You pay higher interest rates for your credit – if you can get credit at all. You have little room for financial error. A small, unexpected bill can cause big problems.

At least your hardships may not be as bad if you live in certain states.

RewardExpert, a site that helps users optimize credit and debit card reward programs, examined factors that affect residents with poor credit – such as typical expenses, usury laws to limit predatory lending, and the status of debt collectors – and how those factors vary in each state.

Where is bad credit more tolerable? Consumers with bad credit should avoid the coasts and stick to the Midwest – not surprising, given the typically high costs of living in coastal areas.
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How to Get Money Back from Western Union Scams

Act Before May 31 to Get Your Money Back

Get Money Back From Western Union Scams

Although Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s, the service is also used by scammers with increasing frequency.

This has resulted the settlement of Federal Trade Commission (FTC) charges that Western Union had not been doing enough to protect consumers from these scammers.

The FTC has tallied over 550,000 consumer complaints of fraudulent money transfers involving Western Union between January 2004 and August 2015.
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