Ensure you have a backup plan for when you need a little extra money and get the rewards you need for things along the way. Whether you travel often or just like to earn cash back for everyday things, a credit card is the perfect way to make your financial situation easier. Take a look at the best credit cards for saving money and earning rewards.
Chase Sapphire Preferred Card
If you travel often, the Chase Sapphire Preferred Card is perfect for rewards on flights, hotels, and travel related purchases. Like most rewards cards, the Chase Sapphire card offers an extra 40,000 points when you spend $4,000 in the first month. If you are planning on going on vacation, this is the perfect opportunity to take advantage of the signing bonus.
Not only that, but you’ll earn 25 percent more rewards when you spend your points on the Chase Travel portal and 2 points on the dollar for every travel purchase you buy. Most travel cards require a yearly fee that will be charged on the card regardless of your purchases; however, the Chase Sapphire offers a $0 annual fee the first year. Since the card is open internationally, it’s perfect to be used on foreign travel.
The Susan G. Komen® Pink Ribbon Card
Not only does this add to breast cancer treatment for women and men all over the country, but it aides in breast cancer research. With help from Bank of America and you, the foundation is guaranteed $3 million in donations in the next few years. Think of all the lives you’ll be helping.
Starwood Preferred Guest American Express
When traveling, finding a great hotel isn’t always easy. Not only do hotels get booked quickly, but affording a good one can be difficult. If you’re looking for a credit card that offers the best hotel rewards, the Starwood Preferred Guest Card from American Express is the perfect solution. Not only does the card offer amazing options for purchasing hotel reservations, but it has a higher average per dollar reward value than any other card available.
The card great for those on personal vacations, and it makes a wonderful option for business travel as well. You earn reward points for each dollar you spend, and you’ll get double the points when you use them on a Starwood affiliated hotel chain. Don’t worry that you’ll be stuck in second-rate hotels. Starwood affiliates with major hotel brands and resorts all across the world.
Chase Freedom Rewards Card
Even if you don’t plan on traveling or staying overnight anywhere, it’s always good to get rewards on the things you purchase everyday. The Chase Freedom rewards card offers the best cash back points on the things you buy every month. Not only do you get 5 percent cash back on special purchases, but you’ll get 1 percent cash back on every other purchase you make on the card.
For the best earnings, use the card each month on spending to get the best rewards. If you spend at least $500 in the first three months, you’ll automatically get $100 cash back to spend on whatever you like. Each month, check to see what special 5 percent rewards you can receive. From groceries and gas to popular restaurants and shops, you can earn special cash for spending money on things you already purchase.
Your details about the Chase Sapphire Preferred Card were very revealing. The travel benefits, “rewards and spending $4,000 dollars in the first month” detail, and the $0 annual fee for the first year detail were very informative points.